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7 Mistakes Small Business Owners Make When Filing Claims

7 Mistakes Small Business Owners Make When Filing Claims

As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most common mistakes small business owners make: Failed to Understand Covered Perils Insurance policies cover specific...

6 Tips to Prepare for Power Outages

6 Tips to Prepare for Power Outages

We rely on electricity to stay warm, keep our homes illuminated, cook, heat or pump water, and to keep us entertained on our TVs and other devices. A power outage can be a short-term annoyance or last for days. It is worthwhile, with weather systems changing, to have a plan in place, so your family stays safe in a lengthy power outage. Keep a Supply...

11 Tips for Planning an Office Holiday Party

11 Tips for Planning an Office Holiday Party

A business holiday party is a highly anticipated event for employees and owners. You are investing in the event, so you want it to be memorable. A holiday party can have a positive impact on your employees, building rapport and cooperation, and help with employee retention. If you are planning an office holiday party, you can make it more successful with these tips: Nail Down...

How to Avoid the Winter Blues

How to Avoid the Winter Blues

The “winter blues” are not imaginary. Millions of people feel depressed during the winter months due to the reduced sunlight, which is believed to increase more melatonin, the hormone that triggers sleep, creating feelings of fatigue, lethargy, and depression. Rather than living with the condition, you have options to help elevate your mood. The Science Behind the Winter Blues Your body’s internal clock is a...

Give the Gift of Life Insurance this Holiday Season

Give the Gift of Life Insurance this Holiday Season

The holidays are coming, and you may be wondering what to give your children or grandchildren. Life insurance can be the ideal gift. When purchased for a younger person, the cost of premiums is far lower. Whole Life insurance has the benefit of being an asset that can be borrowed against, provide tax benefits, and financial security. Buying an Insurance Policy for a Child Purchasing...