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3 Things to Consider When Purchasing Buy/Sell Protection Insurance

3 Things to Consider When Purchasing Buy/Sell Protection Insurance

You have likely spent years of your life building your business. It would be best to protect your business with several types of insurance, but many business owners choose to put a buy/sell plan to protect against the unexpected. These plans are a binding agreement between business owners that lays out what will occur if an owner or partner should suddenly pass away. Without a...

How to Get Health Insurance After Adopting a Child

How to Get Health Insurance After Adopting a Child

Welcoming a new member to your family is one of life’s most rewarding and fulfilling experiences. Whether you are adopting a new baby or an older child, adoption is treated as a “qualifying life event” that allows you to purchase health insurance. A qualifying life event triggers a special enrollment period that allows you to put health insurance in place for your new family member...

Common Types of Surety Bonds & How They Work

Common Types of Surety Bonds & How They Work

A surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...

Understanding What Your Home Insurance Policy Covers

Understanding What Your Home Insurance Policy Covers

Understanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...

How to Brighten Your Employee Benefits This Summer

How to Brighten Your Employee Benefits This Summer

Summer is on its way, and your employees are looking forward to sunny days, vacation time, and all that warm weather offers. In a competitive job market, your employee benefits are more important than ever – and so are those special perks. Happy employees are loyal employees. Offering fun summer rewards can help keep your team cheerful, productive, and engaged. Fun Summer Fridays Show your...